BERNARD IMMEL

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BERNARD IMMEL
Mortgage expert
DOMINION LENDING CENTRES CANADIAN MORTGAGE EXPERTS
Age: 28

Having entered the mortgage business shortly after his 21st birthday, Bernard Immel is now approaching veteran status at the ripe old age of 28. As such, he’s developed plenty of opinions about how the industry can change for the better. “I'd like to see banks and credit unions have full disclosure
on interest rate differential penalties for fixed-rate mortgages, disclosure on the rates they offer on renewal and more transparency on the consequences of collateral charges on high-ratio mortgages,” he says.

As for his ambitions for the rest of 2016? “In 2015, I completed my financial planning licensing exams,” Immel says, “and so in the future I will be partnering with my godparents’ firm, Life Cycle Financial, to offer full comprehensive planning on everything finances.”
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