No. 3: Harman Arora

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No. 3: Harman Arora,Dominion Lending Centres House
Word of mouth is still a powerful tool for mortgage brokers. Just ask Harman Arora, a mortgage expert with DLC House in Calgary, who debuts on the CMP Top 75 Brokers list at No. 4, having $126 million in funded volume without the use of advertising.

Q&A WITH NO. 3 Harman Arora

: Which product was your best performer this year?
Arora: There is no single product that I rely on, but 50 per cent is conventional. My portfolio consists of an almost even split in construction mortgages, income-qualified conventional, B lenders and private mortgages.

CMP: If you use rate sites, do you feel you could have had those numbers not using a rate site?
Arora: I don’t use rate sites.

CMP: What is your No. 1 marketing technique that you credit with building your business?
Arora: I have never advertised. My clients have always referred me to other clients and realtors, so I have always relied on my service to be appreciated by word of mouth.

CMP: To what do you attribute your growing success?
Arora: My business this year is same year after year. I attribute it to consistent effort and a thorough knowledge of the products offered by each lender.

CMP: Is there one single opportunity brokers are letting slip through their fingers?
Arora: [Brokers] don’t pick up the phone. Some also take clients for granted and don’t keep them informed throughout the entire mortgage process.
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