JAMES HARRISON,DLC Home Capital Solutions

Mortgage broker
Age: 33

It’s been an eventful year for James Harrison. Last November, his firm, DLC Mortgage Village, merged with DLC Home Capital Solutions, and business has been booming for the Toronto-based firm. And as for fears that the city’s housing market is about to go bust, Harrison isn’t worried – he believes it’s a story that’s getting too repetitive to be taken seriously.

“I don’t know why the economists are saying what they are saying,” he says. “They have been saying it for the past nine years, too. There doesn’t seem to be any accountability to making false claims.” 

Having joined the industry in late 2007, Harrison is now approaching veteran status, and he believes certain changes should be implemented to improve efficiency in the brokerage businesses. “I would like to see 
more lenders join the broker channel, like all banks,” he says. 
“I would also like the insurers to increase the $1 million limit 
for CMHC-insured mortgages and increase the maximum amortizations back to 30, 35 and 40 years. I feel this is needed for millennials to be able to buy homes on their own without the bank of mom and dad.”

Regardless of the current challenges, Harrison is confident his team can continue to excel. “I want to improve the efficiencies of my team and free up time for more business development and meeting more Realtors,” he says. “Then everyone can experience our amazing customer service and expertise – which is seriously lacking at the bank branches.”

FSCO license: M12001773

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