Home Loan Calculators

Home Loan Repayment Calculator

Enter an interest rate, the term of the loan and the amount you would like to borrow, to get the minimum monthly repayment and the amount of interest paid.

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Best Interest Rates

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* above rates are comparison rates - $250,000 over 25 years Thursday Oct 23, 2014
  • Amortization of up to 25 years
  • Both new mortgages and renewals available
  • Up to 95% LTV for purchases
  • Up to 80% LTV for refinances
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  • Ideal for purchasing or refinancing a home
  • Minimum loan amount of $50,000
  • LTV of 80%; 95% for properties with up to 2 units
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  • Amortization of up to 30 years
  • Accelerated payment frequency: Bi-weekly payments accepted
  • Skip-a-Payment option available for difficult personal situations
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  • Repayments remain the same for the entire term
  • Ability to lock in current interest rate
  • Minimum loan amount of $75,000
  • Maximum amount of $1 million
  • Up to 80% LTV
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Market Watch

New report predicts market heat to continue well into 2015

A new report suggests that we are far from the end of market growth, at least in some parts of Canada. ... Read more

Bank of Canada: Housing “more robust than anticipated”

In its monetary policy report released yesterday the Bank of Canada admitted that some of our markets are far from a soft landing. ... Read more

Two-bedroom condos increasingly popular

Developers are building more two-bedroom condos in response to the demand from families and young professionals. ... Read more

Expert Advice

The hidden costs of buying a home, Part 2 by Lena Guirguis from Ottawa Capital Partners

The hidden costs of buying a home, Part 2 In the second part of this series, Lena Guirguis explores some of the other often overlooked costs associated with buying a home. ... Read more

The hidden costs of buying a home, Part 1 by Lena Guirguis from Ottawa Capital Partners

The hidden costs of buying a home, Part 1 Home ownership doesn't often come cheap, as there many hidden costs involved. In the first part of a multi-part series, Lena Guirguis explores some of these costs, and how to approach them. ... Read more

Mortgages in a nutshell by Dan Caird from Northwood Mortgage Ltd.

Mortgages in a nutshell For a first-time homebuyer, a mortgage may seem overwhelming. As Dan Caird explains, it's important to know the basics ... Read more

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Why not let Which Mortgage help you compare the best Canadian home loans? Just 0.5% off your home loan rate can SAVE YOU more than $50,000!

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