Home Loan Calculators

Mortgage Payment Calculator

Enter an interest rate, the term of the loan and the amount you would like to borrow, to get the minimum monthly repayment and the amount of interest paid.

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Best Interest Rates

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* above rates are comparison rates - $250,000 over 25 years Tuesday Aug 30, 2016
  • 2.10% 5yr Variable
  • 2.39% 5yr Fixed
  • Plus $450 cash rebates for insurance, inspections and legal services
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  • Rates subject to credit approval and borrower qualification
  • Rates subject to change without notice
  • Lender rules and conditions apply
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  • Repayments remain the same for your whole term
  • Provides peace of mind for borrowers concerned about interest rate increases
  • Allows more precise budgeting
  • All Interest Rates are subject to change without notice. The current MERIX Prime Rate is equivalent to the annual rate of interest which the Royal Bank of Canada refers to as its “prime rate of interest”.
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  • Posted residential rates for new business on Prime "A" qualified mortgages. Actual rates committed to qualified borrowers may differ.
  • Rates are subject to change without notice.
  • Effective Date: Thursday October 1, 2015 
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  • The term prime rate means the annual interest rate announced by B2B Bank from time to time as being its reference rate then in effect. The rate shown is as of July 17, 2015
  • All rates may fluctuate from time to time and are subject to change without prior notice.
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Expert Advice

The hidden costs of buying a home, Part 2 by Lena Guirguis from Ottawa Capital Partners

The hidden costs of buying a home, Part 2 Buying a house is no easy task, and many people are not aware of the hidden costs. Part two of the 'The hidden costs of buying a home' article is here. ... Read more

The hidden costs of buying a home, Part 1 by Lena Guirguis from Ottawa Capital Partners

The hidden costs of buying a home, Part 1 Home ownership doesn't often come cheap, as there many hidden costs involved. In the first part of a multi-part series, Lena Guirguis explores some of these costs, and how to approach them. ... Read more

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Why not let Which Mortgage help you compare the best Canadian home loans? Just 0.5% off your home loan rate can SAVE YOU more than $50,000!

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