Canadians keep on borrowing as low interest rates make credit more attractive.

Statistics Canada released figures Thursday showing the debt-to-disposable-income ratio increased to 167.6 in the second quarter of 2016, up from 165.2 in the previous three months. The 2 per cent rise in debt exceeded the 0.5 per cent rise in disposable income.

Total borrowing was $1.9 billion with mortgages accounting for $1.2 billion. Mortgages made up 65.6 per cent of consumer credit, unchanged from the previous quarter, the first time since 2010 that the share had not increased.

Household net worth increased to $271,300 on a per capita basis, driven by a 2.2 per cent rise in home prices.

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