Calum Ross's profile for Mortgage Broker News Hot list 2014

Who: Calum Ross
What: Owner, Principal Broker
Where: Calum Ross Mortgage

“There is an old proverb that says,‘In calm water every ship has a good captain.’ With the last three rounds of mortgage rule changes now worked into the system and mortgage rate wars compromising profits, there is going to be a lot of people leaving the mortgage sales space. The positive side of this is that more complex rules and tighter lending conditions are both exciting and great news for people who have been committed to improving and evolving with the times. When markets get more challenging there tends to be ‘flight to quality’ where consumers don’t want to work with just any mortgage professional, but instead begin to favour those with track record and formal training. I am excited for the great opportunity to go the extra mile for clients, giving them the tools to navigate the more tumultuous real estate, mortgage, and investment landscape. With every change in market conditions there is increasing opportunity – this will be a year where long-term business planning pays off for those who have anticipated this for some time now.”
-Calum Ross of Calum Ross Mortgage
  • Owner/Principal Broker, Calum Ross Mortgage (2012)
  • Head of Real Estate Finance, Real Estate Investment Network (REIN) (2006)
  • Previous:
    • Owner/Broker, The Mortgage Centre (1999-2012)
    Years of Experience:
    • Ranked #1 Mortgage Broker in Canada, Canadian Mortgage Professional Magazine 2010
    • CIBC Mortgages Lifetime Achievement Award, CIBC Mortgage Inc. 2010
    • #1 Top Producing Mortgage Agent Nationally, CIBC Mortgages Inc. - The Mortgage Centre 2009
    • Program for Leadership Development (PLD) - Section 12, Harvard Business School 2010-2011
    • Master of Business Administration (MBA), Finance and Financial Management Services, Dean's Honour List - Graduated with Distinction, York University - Schulich School of Business 1998-2002
    • Canadian Securities Course (CSC)®, Canadian Securities Institute
    • Professional Financial Planning Course (PFPC)®, Canadian Securities Institute
    • Conduct and Practices Handbook Course (CPH)®, Canadian Securities Institute
    • Investment Funds in Canada (IFC)Current Town
    Current Town

    Toronto, Ontario

    Other Information Trained as a black belt in Shotokan karate

    To read the full feature, click on the following link CMP Hot List 2014 to download the PDF.

    Are you looking to invest in property? If you like, we can get one of our mortgage experts to tell you exactly how much you can afford to borrow, which is the best mortgage for you or how much they could save you right now if you have an existing mortgage. Click here to get help choosing the best mortgage rate