Customers of the Toronto Dominion Bank (TD) got a post-Christmas surprise on December 26, 2013 when they discovered that the financial institution had raised the interest  on home finance loans starting that day.  According to the Morning News USA,  two kinds of loans, purchase for new homes and refinancing, saw new increased published rates, reflecting the adjustments that TD bank customers would have to experience by 2014.
 
The regular 30-year fixed rate mortgage home loans now have a more elevated lending rate of 4. 812 percent; it is projected to yield a yearly return rate of 4.928 percent.  Meanwhile, the short-term loan which consists of a 15-year fixed rate mortgage home loan now has its interest rate at 3.688 percent, and expected to yield a yearly return of 3.833 percent.

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