Mortgage Calculators

Using an online home loan calculator or mortgage calculator is the most convenient way to help you assess your mortgage payment options. Choose any of our 17 easy-to-use interactive calculators and tools below to help you model any complex mortgage and investment related scenarios.
Mortgage Payment Calculator

Enter an interest rate, the term of the loan and the amount you would like to borrow, to get the
minimum monthly repayment and the amount of interest paid.

$

%

years

Important Note: All calculators are a guide only and should not be considered a quote, a loan offer, or investment advice. Other criteria may need to be considered and before taking out a loan you should consult your financial adviser.
  • Refinance Mortgage Calculator Whether you should refinance your mortgage or not is a regular question you should ask yourself. Our mortgage renewal calculator will show you any savings that you could make to your payments.
  • CMHC Mortgage Insurance Calculator Figure out exactly how much mandatory “mortgage insurance” (for down payments between 5% and 19.99%) is going to cost you. That one-time insurance premium is calculated as a percentage of the total mortgage amount and varies depending on just how much money you put down and your chosen amortization period.
  • Land Transfer Tax Calculator This tax on the sale or purchase of property is generally applied by your province and based on the selling price of the property. If you’re a Toronto buyer, you’ll also face a municipal version of the tax, tabbed onto the province’s levy. Just provide the calculator with the property’s location, municipality and selling price, and we’ll do the rest.
  • Mortgage Affordability Calculator This calculator answers the fundamental question for all buyers: How much house do I qualify for? It uses your income and expenses and applies the federal lending rules most banks adhere to. It then factors in your debt service ratios, interest rate, amortization, down-payment amount and, of course, your document-supported income.
  • Mortgage Payment Calculator Using your mortgage amount, amortization, your payment frequency and mortgage type – whether fixed or variable – this calculator figures out your monthly payment. You will also need the interest rate attached to your home loan. We’ll do the rest.
  • Australian Mortgage Calculator Your Mortgage has 17 easy-to-use interactive mortgage calculator and tools to help you model any complex mortgage and investment related scenarios for the Australian market.
Wednesday May 25, 2016
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