10 things homeowners can do to prepare for Hurricane Dorian

With the devastating impact of Hurricane Dorian continuing, homeowners and other residents are being urged to prepare.

The Insurance Bureau of Canada says that there are 10 key things that can be done to prepare property and people and keep them safe during hurricane season.

"As we've seen in previous years, a hurricane can cause extensive damage regardless of its category. Being prepared for any severe weather event is important for your personal and financial security," said Amanda Dean, Vice-President, Atlantic, IBC. "We want to ensure that Atlantic Canadians are ready for any strong winds or heavy rains that Hurricane Dorian may bring to the region. Even a significantly weakened hurricane can carry winds strong enough to cause widespread destruction and upheaval"

IBC's Top 10 tips to prepare for a hurricane:

  1. Create an emergency preparedness plan for your family.
  2. Assemble disaster safety kits for your home, car and office
  3. Secure any loose patio furniture and barbecues when a storm is on its way.
  4. Protect or move property that might be damaged by flying debris.
  5. Prepare a detailed home inventory.
  6. Charge handheld electronics and have back-up power sources available.
  7. Have someone check your property if you are away.
  8. Make sure downspouts are clear of debris and direct water away from your home.
  9. To protect against flooding caused by torrential rain, install a sump pump, backwater valve or backflow valve.
  10. Check with your insurance representative to make sure you have appropriate coverage.

The IBC says that this last tip should include checking on coverage for overland flood damage and water damage in a basement, which are not covered by standard policies.

More Mortgage Guide