MBN Hot list 2014: Calum Ross

Who: Calum Ross
What: Owner, Principal Broker
Where: Calum Ross Mortgage

“There is an old proverb that says,‘In calm water every ship has a good captain.’ With the last three rounds of mortgage rule changes now worked into the system and mortgage rate wars compromising profits, there is going to be a lot of people leaving the mortgage sales space. The positive side of this is that more complex rules and tighter lending conditions are both exciting and great news for people who have been committed to improving and evolving with the times. When markets get more challenging there tends to be ‘flight to quality’ where consumers don’t want to work with just any mortgage professional, but instead begin to favour those with track record and formal training. I am excited for the great opportunity to go the extra mile for clients, giving them the tools to navigate the more tumultuous real estate, mortgage, and investment landscape. With every change in market conditions there is increasing opportunity – this will be a year where long-term business planning pays off for those who have anticipated this for some time now.”
-Calum Ross of Calum Ross Mortgage